MyIDFraud: Your Trusted Resource in Identity Theft Resolution
Unauthorized Debit Transactions
Fraudulent Credit Card Charges
Fraudulent Accounts on Credit Reports
Our legal team specializes in resolving identity theft issues, from investigating fraudulent credit accounts to reversing unauthorized charges. We help consumers regain their financial identity and secure compensation for losses and emotional distress.
Have you been affected by identity theft? Share your story with us!
How It Works
Step 1
Credit Report and Account Statement Analysis
To effectively understand and address your issue with fraudulent credit accounts or unauthorized transactions, our legal team will need to review your credit reports and/or account statements that reflect the fraudulent entries and transactions.
Step 2
Preparing Identity Theft Report and Dispute Statement
Credit report fraud and fraudulent card charges require a written dispute with credit bureaus and financial institutions. The FCRA also mandates filing an Identity Theft Report with the Federal Trade Commission. Our legal assistants will help you prepare the Identity Theft Report and craft a strong dispute.
Step 3
Initiating Disputes with Credit Bureaus and Financial Institutions
Once our legal team drafts the dispute letters, we will help you initiate disputes with the credit bureaus and/or financial institutions to remove fraudulent entries and reverse unauthorized transactions.
Step 4
Pursuing Legal Action and Securing Compensation for Identity Theft Victims
If the credit bureaus fail to remove fraudulent accounts or the bank does not reverse unauthorized transactions, our team may initiate a federal lawsuit against the responsible party.
Start restoring your financial identity today!
Why Choose Us?
Full Consumer Recovery:
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Under the Electronic Fund Transfer Act and Fair Credit Billing Act laws, consumers have the right to dispute fraudulent and erroneous transactions directly with financial institutions. To exercise this right, consumers must submit a written dispute within 60 days of receiving the account statement that reflects the fraudulent charges.
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Under the Fair Credit Reporting Act, consumers have the right to dispute any fraudulent entries on their credit reports. The law mandates that credit reporting agencies must investigate and provide a response with the results of the investigation within 30 days.
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Under federal law, failure to investigate and address fraudulent activity on credit reports or checking/debit accounts violates consumer rights. Consumers have the right to file a lawsuit against the reporting agency or financial institution and seek compensation for inconvenience, wasted time, and financial losses.
No Cost to the Consumer:
The laws we operate under allow us to collect attorney's fees from the credit bureaus and financial institutions, not from the consumer. We understand the challenges of dealing with identity theft, and we ensure that our legal fees are recovered from the defendants upon resolution of your case, not from you.
Availability, Follow-Ups, and Prompt Updates:
Our legal team is available around the clock to review identity theft investigation requests and provide comprehensive support for both ongoing and resolved cases. We handle complaints, prepare dispute statements, and assist clients in gathering the necessary documents to file an Identity Theft Report.
Extensive Experience in Identity Theft Cases:
Our team brings years of expertise in assessing, investigating, and resolving identity theft cases. We possess in-depth knowledge of how to dispute fraudulent accounts on credit reports and unauthorized transactions on your accounts.
Our Clients Say
Ethan Cole
Successful removal of fraudulent account from credit report.
“Thanks to this ID theft website, I was able to remove a fraudulent auto loan from my credit reports. They handled everything efficiently”
Ava Davis
Reversing of Fraudulent Credit Card Transactions
“I couldn’t get my credit account back until I contacted MyIDFraud. The bank wasn’t helpful, and it turned out to be a good reason for a lawsuit. They had to give me my money back.”
Grace Martinez
Recovery After Multiple Fraudulent Accounts
"In 2020, some accounts were opened in my name using my SSN. Since then, I’ve been unable to open any credit accounts, I reached out to an assistant from MyIdFraud. We filed a lawsuit against the bureaus to have the accounts removed.”
Lucian Barrett
Resolving Mixed-Credit File and Securing Compensation
"My credit reports showed accounts that belonged to someone else, and I kept getting denied for credit. After the lawsuit, my TransUnion credit score improved significantly because they finally removed these mistaken accounts!"
Josh Sanchez
Successful removal of fraudulent retail cards from credit report.
“Someone decided to go shopping with my ID, and then I found random purchases on my credit report. Thanks to them, I’m back to a clean credit report and way less stress. Seriously, couldn’t have done it without them!”
Ava Davis
Reversing of Fraudulent Credit Card Transactions
“I lost my credit card, and within 30 minutes, there were charges piling up on my account. I contacted my identity fraud attorney right away. It was such a relief to have someone who knew exactly what to do!”
Misty Stephens
Successful removal of credit card from credit reports.
"I never even had a credit card in my life, and suddenly I find out there are credit cards showing up on my credit report. The dispute didn’t work, but my attorney wasn’t about to give up.I’m beyond grateful for the way my attorney handled everything and made sure I got what I deserved!”
Jinwoo Kim
Reversing of Fraudulent Checking Account Charges and Debt Protection
"I got hit by a scam that overdrew my checking account, and then the bank turned on me, demanding I pay the debt! To make it worse, they even hired a debt collector. We sued both the bank and the debt collector, and guess what? We won!"
Contact an Identity Theft Attorney
And Start Your Recovery Plan Today!
Key Benefits of Hiring an Identity Theft Attorney:
Expert Legal Guidance: As identity theft attorneys, we can navigate the complex legal process and provide expert advice on how to protect your rights.
Dispute Resolution: We help you resolve disputes with credit bureaus, creditors, and other institutions, ensuring the wrongful accounts are removed from your credit report.
Lawsuit Representation: If necessary, we represent you in lawsuits against credit bureaus or other entities responsible for mishandling your identity.
Restoring Your Credit: With our professional assistance, you can effectively restore your credit, improving your financial future.
Peace of Mind: Knowing that we are handling your case gives you peace of mind during a stressful time.
No Out-of-Pocket Cost: We work with you on a contingency basis, so you won’t pay anything upfront. Our fees are only collected if we successfully resolve your case.
